Know where you stand before you start.
Before you budget, pay off debt, or fix your credit — you need to know your starting point. This workbook scores your financial health across 8 areas, makes you write down your real numbers, and maps out exactly what to fix first. No guessing. No estimating. Just the truth about where you are right now. It's the workbook that tells you which workbook you need next.
What's Inside:
Tab 1: Health Scorecard — Rate yourself 1-5 across income, spending, debt, savings, credit, retirement, insurance, and financial knowledge. Add up your score and see what it means.
Tab 2: My Numbers Right Now — Write down your real monthly income, your real monthly expenses, your real debt, and your real savings. No rounding. No guessing.
Tab 3: Your Priority Map — Check the boxes that match your situation and see exactly which area to fix first and which tool fits. Plus space to write your top 3 priorities.
This workbook is for you if:
You know something needs to change but don't know where to start
You've never added up all your income, expenses, and debt in one place
You feel overwhelmed and need someone to tell you what to focus on first
You want a clear picture before you commit to a plan
What you get:
3-tab Excel workbook (works in Excel, Google Sheets, or Numbers)
Completely free — no credit card, no catch
Real workbooks. Real substance. Yours free — with a session to go over it together. Ask anything, talk through your situation, take as long as you need.
Know where you stand before you start.
Before you budget, pay off debt, or fix your credit — you need to know your starting point. This workbook scores your financial health across 8 areas, makes you write down your real numbers, and maps out exactly what to fix first. No guessing. No estimating. Just the truth about where you are right now. It's the workbook that tells you which workbook you need next.
What's Inside:
Tab 1: Health Scorecard — Rate yourself 1-5 across income, spending, debt, savings, credit, retirement, insurance, and financial knowledge. Add up your score and see what it means.
Tab 2: My Numbers Right Now — Write down your real monthly income, your real monthly expenses, your real debt, and your real savings. No rounding. No guessing.
Tab 3: Your Priority Map — Check the boxes that match your situation and see exactly which area to fix first and which tool fits. Plus space to write your top 3 priorities.
This workbook is for you if:
You know something needs to change but don't know where to start
You've never added up all your income, expenses, and debt in one place
You feel overwhelmed and need someone to tell you what to focus on first
You want a clear picture before you commit to a plan
What you get:
3-tab Excel workbook (works in Excel, Google Sheets, or Numbers)
Completely free — no credit card, no catch
Real workbooks. Real substance. Yours free — with a session to go over it together. Ask anything, talk through your situation, take as long as you need.
